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Tennessee National at dusk over Watts Bar Lake

Tennessee National • Loudon, TN

Why Buyers Choose Tennessee National.

What distinguishes Tennessee National isn't a single feature. It's the rare combination of things you can't find together anywhere else.

At a Glance

The Short Version.

The only gated community with both a marina and championship golf course — 140+ boat slips and 18 holes designed by Greg Norman on the same property.

22 active clubs that actually meet — wine clubs, golf clubs, boat clubs, tennis, cooking, art. Not cosmetic. Real communities within the community.

180+ events per year — boat parades, wine tastings, tournaments, dinners, festivals. Something happening most weekends.

Zero percent state income tax — Tennessee has no state income tax and no tax on Social Security income. Real money staying in your pocket.

30 minutes to Knoxville — close enough for world-class healthcare, dining, and UT football. Far enough to feel like a retreat.

A Day in the Life

What Daily Life Looks Like.

6:30 AM

Coffee on the Dock

You're on the dock with coffee. The water is flat. The mountains are starting to light up. Your day hasn't officially started, but living has.

9:00 AM

First Tee

You head to the first tee. The course is immaculate. You'll run into neighbors you know and some you want to know. Golf here is both sport and social.

12:30 PM

Clubhouse Lunch

Grab lunch at the clubhouse. It's busy but never rushed. You might see friends from your wine club, neighbors, the guy you golf with Tuesdays.

3:00 PM

Boat Out

You take the boat out. The lake is calm. Maybe meet friends at a private cove, or just spend quiet time on the water with a book or fishing rod.

6:00 PM

Evening Options

Someone's hosting a casual dinner on their screened porch. Or there's a club gathering at the pavilion. Or you're grilling at home. Every night has options.

9:00 PM

Sunset on the Dock

You're back on the dock as the sun sets over the water. The day was full. Busy but not hurried. Connected but not intrusive. This is why you moved here.

The Community

Who Lives Here.

60% full-time residents. 40% second-home owners. All walks of life. All united by wanting more from where they live.

Retirees Who Are Just Getting Started

Active, energetic, ready to travel and play. They wanted to stay in the mountains but found something better than a golf-only community. Golf, water, clubs, and a calendar that never stops.

Families Building for the Future

Young families who chose Tennessee National for safety, activities, and school access. Kids grow up here with structured activities, water sports, and a real sense of community.

Empty Nesters Ready to Downsize

Their kids moved away, so they moved here. Simpler to maintain. Better to live in. More friends to make. The social aspect surprised them — in the best way.

Vacation Home Owners

A retreat that's never empty. Events happening every weekend. A community that's welcoming whether you're here one week a month or every other. You're never a stranger.

The Comparison

How Tennessee National Stacks Up.

FeatureTN NationalFloridaNC / SC
Championship Golf
Private Marina✓ 140+ slipsSaltwater onlyRarely combined
State Income Tax0%0%3–5%
Four Seasons✓ Mild wintersNo real winter
Cost of LivingModerateHighModerate-High
Healthcare Access30 min to Knoxville
Community Events / Year180+50–10050–100

In Their Own Words

Why They Chose Tennessee National.

"I love the location. We're still in small town, but so close to Knoxville. The little towns around here — it's like Mayberry sometimes. And then you're in the mountains."

— Resident, relocated from North Carolina

"One of the reasons we chose Tennessee National is because there would be other kids and families. It's not all old folks. My kids actually have friends here."

— Parent, full-time resident
Aerial view of Tennessee National clubhouse during a community event Group enjoying a pontoon cruise on Watts Bar Lake Fall foliage at Tennessee National Tennessee National at dusk with sunset over the lake

Come See for Yourself

Ready to Experience It?

Schedule a private tour. No pressure. No sales pitch. Just come see what Tennessee National is really about.

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